Information for patients
Making your dental care more affordable
An IndepenDent dental care plan allows you to spread the cost for your routine dental care with affordable monthly payments. And to help you get started, we also don't charge a joining fee for our plans (unlike some providers).
Regular dental visits for healthy teeth and gums
The cost of an agreed number of examinations and any necessary x-rays are covered by the plan. Seeing the dentist regularly means that they can keep a close eye on your teeth and gums. Potential problems can be identified early, saving you unnecessary time and expense.
Your monthly payments also cover the cost of an agreed number of hygiene appointments. Having your teeth professionally cleaned, to remove plaque and calculus, can help you combat gum disease, as well as making you feel good about your smile.
During your visits your dentist can advise you about a programme of preventive care, which can help maintain and improve your oral health.
Worldwide Dental Emergency Assistance Scheme (The DEAS)
The DEAS is a wholly discretionary scheme, not an insured scheme. It is funded by your dental plan to pay benefits at the sole and absolute discretion of the DEAS administrators.
Dental plan patients are eligible to request assistance from the DEAS in the event of a dental injury/trauma and/or dental emergency or oral cancer. The DEAS responds to such requests on a wholly discretionary basis. This means that, whilst the DEAS aims to provide benefits in most cases, the DEAS has no obligation to provide any benefit unless the DEAS administrators decide (in their sole and absolute discretion) that the DEAS should provide a benefit.
Cover is provided if you require urgent dental treatment that needs to be administered by a dentist other than the one you are registered with.*
If you sustain a dental injury, benefit will be paid for the cost of treatment up to the limits defined within the policy. This treatment must be carried out by your registered dentist.*
If you are admitted to hospital as an in-patient a cash benefit will be paid for each complete 24 hour period.*
Oral cancer diagnosis
A cash benefit is paid if an insured patient is diagnosed with oral cancer.*
* For more details and full terms and conditions, download our dental emergency assistance scheme document.